Business Owner & Executive Solutions : Weitz Financial Group | Bethesda, MD

Business Owner & Executive Solutions


We work with business owners to make sure their income needs are covered in case of Disability or Death. Businesses can rely on us for buy-sell funding with life insurance to cover a buy-out due to death or disability and offer innovative solutions to the very real problems of transferring your business to those you designate. Our experience is in preparing you for the efficient succession and continuous successful operation of your company and, or positioning the business for sale to outside parties.


This is where we help you attract and retain key employees. We show you what employee benefits other companies are offering to attract the best and the brightest. Are they contacting your key people? What can you do to ensure they stay with you and not go work for your competitor. Some areas of planning are: Deferred Compensation, Split Dollar Programs, Section 162 Executive Bonus Funding.

Group Insurance

Group Health Insurance (HMO, POS, PPO, HSA, HRA), Dental, Vision, Group Life Insurance, Long Term Disability, Short Term Disability, Premium Only Plans, Section 125 Cafeteria Plans.

Employee Benefit Program Design

We can help you develop an employee benefit package to help you attract and retain key employees. We’ll show you what other companies are doing to attract the top talent in the market place. There are many ways to improve your benefit package without breaking the bank.

Employee Voluntary Benefit Program

Voluntary benefit plans are a growing portion of an employees' benefit package at many firms. Employees want the ability to purchase financial and insurance products through their employer. They get the benefit of a group discount, and the employer gets employee goodwill for making it available to their employees. It’s a win, win situation.*

Executive Benefits

The success of most businesses is tied into the talent, passion and work ethic of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you with funding non-qualified plans, supplemental employee retirement plans, split dollar plans, and more.

Succession Planning

Succession planning allows owners to leave their business on their own timeframe while preparing their company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business.

Key Person Insurance

Key person life insurance offers a death benefit that helps indemnify an employer for the loss of one of its most important assets - the key person. This can help assure continuity of the business for employees, customers and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.

Funding Buy-Sell Agreements

A buy–sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or leaves the business, whether by force or by choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that the arrangement is properly funded so that there will be money when the event is triggered.

Funding Deferred Compensation

Deferred compensation is a written agreement between an employer and an employee where the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed back to them at a pre-determined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees.

* Your participation in the payroll deduction insurance program is completely voluntary. Since this program is not intended to be subject to the Employee Retirement Security Act of 1974 (ERISA), your employer cannot contribute to or endorse this program.